Terms of Use

1. About This Document

These Terms of Use ("Terms") govern your access to and use of the website located at wingspay.net (the "Website"), operated by Wingspay ("we", "us", "our").

By accessing or using this Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the Website.

These Terms apply to all visitors and users of the Website. They do not constitute an offer to provide any payment services or financial products, and do not create any contractual relationship beyond the use of this Website.

2. Nature of the Website

This Website is a corporate information resource. Its purpose is to present information about Wingspay, our areas of expertise, and the types of services and partnerships we facilitate for businesses operating in international payment infrastructure.

Nothing on this Website constitutes:

• a legally binding offer or proposal to provide payment processing, acquiring, or any regulated financial services;
• financial, investment, legal, or regulatory advice of any kind;
• a guarantee, warranty, or representation regarding outcomes, results, or the suitability of any solution for your specific circumstances;
• a solicitation directed at residents of any jurisdiction where such activity would be restricted or prohibited.

Any business engagement between Wingspay and a client is governed by separate written agreements entered into between the parties.

3. Acceptable Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Website.

You must not:

• use the Website in any way that violates applicable local, national, or international laws or regulations;
• transmit any unsolicited or unauthorised advertising or promotional material;
• attempt to gain unauthorised access to any part of the Website, its servers, or any system connected to it;
• introduce viruses, trojans, worms, or other malicious or harmful code;
• use automated tools (scrapers, crawlers, bots) to extract content from the Website without our prior written consent;
• impersonate any person or entity, or misrepresent your affiliation with any person or entity.

4. Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, icons, images, and the overall design — is the property of Wingspay or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws.

You may view, download, and print content from this Website for your own personal, non-commercial reference only. You must not:

• reproduce, republish, or redistribute any content without our prior written permission;
• modify or create derivative works based on Website content;
• use our name, logo, or branding in any way that suggests association, endorsement, or partnership without our explicit written consent.

5. Disclaimer of Warranties

This Website and all content on it are provided on an "as is" and "as available" basis, without any representations or warranties of any kind, express or implied.

We make no warranty that:

• the Website will be uninterrupted, timely, secure, or error-free;
• any information on the Website is accurate, complete, or current;
• the Website is free from viruses or other harmful components.

We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Wingspay shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:

• your use of, or inability to use, this Website;
• any errors or omissions in the content of the Website;
• any action taken in reliance on information presented on the Website;
• any unauthorised access to or alteration of your data.

This limitation applies regardless of the legal theory on which a claim is based, even if we have been advised of the possibility of such damages.

7. Third-Party Links

This Website may contain links to third-party websites (including LinkedIn and external service providers). These links are provided for your convenience only. We have no control over the content, privacy practices, or availability of those websites and accept no responsibility for them.

The inclusion of a link does not imply endorsement, recommendation, or any affiliation with the linked website or its operators.

8. Privacy and Cookies

Your use of this Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference. Please read these documents carefully to understand how we collect, use, and protect your personal data.

9. Changes to These Terms

We reserve the right to amend these Terms at any time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the Website following any changes constitutes your acceptance of the updated Terms. We encourage you to review this page periodically.

10. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with applicable law. Nothing in these Terms limits your rights as a consumer under the laws of your country of residence where applicable.

11. Contact

If you have any questions about these Terms of Use, please contact us:

Wingspay
Email: contact@wingspay.net
Website: wingspay.net/contacts.html